There are risks involved for business owners both when managing daily operations and planning for long-term profitability. However, with limited time and resources available, it’s often challenging to confirm they are fully protected from financial loss.
A Business Owners Policy (BOP) is a comprehensive and cost-efficient insurance product designed to keep small to medium-sized businesses protected. A BOP provides a foundation of protection specific to the class of business and bridges gaps in packaged business insurance policies.
From apartments and condominiums to barber shops and restaurants, the businesses that are eligible for BOPs are as diverse as the coverages available. We understand there will be questions, and our agents are accessible to educate clients on the various BOP options offered. After a detailed review of all alternatives, we tailor an insurance solution fit for your business.
As an agency, we partner with a collection of nationally renowned carriers, such as Nationwide, Main Street America, Grange, and more. For clients, this translates into direct contact with a local agent, alongside reliable insurance companies.
The range of coverage which can be obtained through a BOP includes, but is not limited to:
Our staff is experienced and well versed in all aspects of commercial insurance. We talk with our clients to determine the nature of their business and help them identify their coverage needs. Then, we work with numerous commercial carriers to provide various limits of coverage to meet their needs.
The personalized approach we use with each business client goes beyond the initial policy purchasing process. Our agents are knowledgeable about market changes, and can make relevant recommendations to a policy based on the needs of our clients.
Locally owned and operated with three full-time agents, Waters Edge Insurance Agency is also licensed in Florida, Tennessee and Missouri in addition to the state of Michigan. Our office is open early for contractors, from 7:30 a.m. to 4:30 p.m. Monday through Friday, and you can also reach an agent outside of regular business hours via email, phone, or text message.